Zack Childress-An Insight Into Time Taken To Save Money Or Down Payment

Zack Childress-An Insight Into Time Taken To Save Money Or Down Payment

As with home ownership, down payment is a major concern, however, together with it, add up other expenses like closing costs and reserving funds for the unavoidable maintenance and other everyday expenditures. So, together with the matter of saving for your down payment, you need to be ready to spend for other operating costs as well.

If truth be told, very few are able to save money for down payment in a period of 12 months, and it is a matter of years, actually speaking. On the other hand, involving people who have been faced with other concerns of life like rising rental values and health care costs, it will take years and years of time to save money for down payment.

In view of the fact that, strong demands for homes coupled with the scarcity of available homes for sale are two significant factors that cause home prices to go up across the globe, this has paved a way to inaccessibility of homeownership for some buyers. With that said, now let us have a look at why you should consider giving a higher percentage of down payments and how it benefits you. Zack Childress Reviews Cons of Dual Agency

  • The chances of you getting that mortgage are high- An amount paid prior to buying a house is very important and only when you are ready to pay such high percentage of down payment for your home, banks will be ready to offer you a mortgage. With that said, the chance for you to qualify for a mortgage is high when the down payment is more. The once existed 10, 5, and zero down payments are not noticeable these days.
  • All rules pertaining to the consumer financial protection bureau has changed in the recent years- For a person to qualify for a mortgage amount, he/she will have to meet a 43% debt-to-income ratio meaning after you tot up credit payments, property taxes including other money owing, like credit card balances, your auto loans or education loans, your entire arrears has to be not as much of than $43 for every $100 in earnings you produce on a month basis. With this being the state of affairs, the probability for you to qualify for a mortgage is high.
  • With a higher percentage of down payments, you can enjoy smaller monthly mortgage payments together with the benefit of less interest rate. And by this means, you can save a significant amount of funds over the life of a mortgage. This paves a way to greater financial sense, in addition, it helps you to better prepare for sequestration.
  • With a more than expected percentage of down payments, you can also enjoy instant equity build up. For instance, a percentage more than 20% of down payment is said to put equity into a property as soon as you purchase it and that down payment defends you if the real estate market turns sliding in the interim.

Stay updated with Zack Childress real estate tips, learn more details regarding home mortgage loans. His articles help you know how to get into a scam free real estate transaction.



Zack Childress Tips to Know How Social Media Works In Favor of Real Estate

Zack Childress Tips to Know How Social Media Works In Favor of Real Estate

The American population spends more on the social media. And many smart phones are being sold every minute. The social networking sites have gained a firm foothold, and are to influence the population in a positive way. There are a huge number of androids being sold every minute, and internet marketing and communication have grown rapidly. There are added sites which enable access to YouTube, Twitter and other social networking sites.

  • There was a crisis in the real estate which was overcome by professionals who dealt with it in a creative way. The chief aim of real estate professionals is to post the listings for sellers and buyers alike.
  • Realty agents in the presence market scenario can make out a few things about social media.
  • The identity that you establish online is the main reason for success in the market.
  • The social networking gives access to the information for potential home purchasers and sellers.
  • There is easy access to videos and other important files which are offered by the social networking sites.
  • Traditional marketing has its own constraints, and the social media does not have limitations with respect to conversations online.
  • The social networking is an efficient way to establish reliability, authenticity and an impressionable personal brand.

There were days when you might have been besides the phone or in the office anticipating the clients to make a phone call or step into the office. But now, for clients, everything is accessible in the net. So, you need to make your information available in the net.

  • Facebook gives easy access to those who want to visit your site. There are other sites as Twitter and YouTube which enable the customer to connect to your site.
  • The mobile industry has revolutionized the world, and the mobile marketing is powerful than any other marketing tool. Searching through the smart phone has become increasingly prominent. More than the desktop, the mobile browsing has become popular, and the real estate icons need to keep pace with the competition to assure that they are just a click away from the customers.
  • Before getting into the social media, people were hesitant about the very idea. But now, people are very much depending on the social media to grow their business. The procedures as entertaining a client, giving feedback to them are carried out through the websites. You need to allocate time to respond to the customers and create knowledge about your brand. You might update where you are staying, and people will pour in to complete the deal.
  • Various tips about the vicinity could be given through the social media. You can establish contact with people who hold expertise via the social media.
  • The mobile marketing has become an invincible tool in the smartphone revolution. Over the last two years, browsing through mobile has grown beyond astounding proportions. Many popular real estate professionals have started their websites. There are a number of websites through which you can connect to realty agents and make best use of the marketing scenario.
  • The sky is the limit when it comes to the possibilities, and there are abundant rewards when you spare time to be in the social media. You can take full advantage of its scope.

Zack Childress, the real estate professional, is very much active on social media, and he has written a number of articles and has conducted many seminars. You could listen to his seminars to get into a scam free real estate marketing.


Zack Childress Reviews the Cons of Dual Agency

Zack Childress Reviews the Cons of Dual Agency

Dual agency is when the same person is the agent for both the parties involved – buyer and the seller. Dual agency has both pros and cons. In this article, Zack Childress, a real estate agent reviews the cons of dual agencies. To get an insight into the pros of dual agencies, check Zack Childress review on pros of dual agencies.

Agents do not do a fair job

Agents do not do a fair job when they represent both the parties. They sometimes don’t represent the interests of either side properly.

Divulgence of vital information

Just because the same agent represents both the sides, it does not mean that crucial information will be disclosed. For instance: the seller may have told the agent that he will accept lowest price under certain situations. But, the agent cannot reveal this information to the buyer as this means that he is giving away the sellers property. He can do so only with the seller’s permission. Similarly, the agent cannot disclose to the seller that the buyer is willing to pay a higher price for the property unless he has been authorized by the buyer to do so.

Reduced offers for the sellers

A dual real estate agent may limit home showings for the seller’s property to secure the property for the buyer. This is bad for the seller as he may not get the best price for his property. The dual agent restricts home showings unless it is sight unseen. This can cost the seller a chunk of the price.

Legal options are much lower

When legal problems arise, you can file only one law suit against a single agent or a single agency. There will be only one broker insurance company to aid you in paying the damages.

Dual agents may say anything to make things happen

Dual agents may say lots of lies to bring about deals. Dual agents get full commission on deals and hence will be do anything to sell the home. They may not give you proper advice and give you a good picture of the real market scenario. They may give away the property. If you want to go in for dual agency, you need to do a study on real estate lies. If you feel that the agent is hiding something from you or misrepresenting things, then you can fire the agent.

There may be a clash of interests

A buyer’s agent must be able to get the lowest possible price for the buyer whereas the seller’s agent should get the highest possible price for the buyer. So the agent is caught amidst conflicting interests. In this case, the agent may have to overlook the interests of one party over the other. Generally, the agent favors the seller since he is going to get a percentage of the selling price as his fee.


These are some of the disadvantages of dual agency as reviewed by Zack Childress. Home buyers and sellers can read this and determine whether dual agency is suitable for them.


Zack Childress Trends in Real Estate Marketing

Zack Childress Trends in Real Estate Marketing

Real estate is an intricate business; however, it is not an overly complicated business. Being aware of the trends is said to help you stay ahead of the curve. The real estate marketing insights and the trends listed out in this article is said to help you stay ahead of the curve.

Online listing portals

Dominating significantly, real estate listing portals are most used on a large basis when marketing a property. Although newspaper listings have declined over the years, people still list on the newspapers too, but the count is big on online portals.

Social media is the rage

the escalating trend in the real estate marketing industry is social media. Though different platforms fall into place, Facebook and LinkedIn are leading.

Be mobile-friendly

consumer’s activity on mobile devices have actually out-performed and this is very much applicable to real estate property marketing as well. In order to save time and to scale up the versatility factor, people are becoming mobile-friendly; in addition, this also helps in easy availability. To stay relevant, real estate agents should be devising mobile-friendly websites that slot in users directly from their phones.

Some of the key points to commit to memory:

  • As an agent, your focus should be on the needs of the client over the commission. As a matter of fact, the ones one satisfies the clients are the ones that earn the most.
  • Being aware of which items to pay off and get removed from a credit report is key!
  • You can consider adding mortgage brokers to your team.
  • Several real estate agents follow one size fits all approach which isn’t suitable for all great deals, so according to the requirement it has to be personalized.
  • Apart from raking in record profits, the main intention of a real estate agent should concentrate on getting creative. All successful agents are savvy!

Having said all that, there are two other attributes that every customer would want and it is nothing but quality products/service and satisfactory customer service. Especially when choosing a property marketing provider, this is very important. Having easy access to images and a fast turnaround time are the other options that have tagged on to the aforesaid attributes. In a survey, people have said that a fast turnaround time was important when deciding real estate marketing provider.

If you want to start building your knowledge and skills on the key concepts of real estate, then keep tuned to Zack Childress real estate seminars and camps that will help you build your skill base.  Zack is a real estate entrepreneur who conducts seminars and boot camps on real estate principles, markets, finance, and much more.


Zack Childress Guidelines on Finding a Neighborhood That Suits You

Zack Childress Guidelines on Finding a Neighborhood That Suits You


When you buy a home, it is important to find the right neighborhood. The right neighborhood depends on your tastes and situations. In this article, Zack Childress, gives guidelines on finding a suitable neighborhood.

Determine the kind of community you want to live in

What type of community do you seek? Some may love to live in the busy cities where everything is available at their doorsteps while others may love to live in the quiet and highly sociable suburbs. Some localities have a combination of suburb and city elements. These are city like suburbs. They have the quiet and peace of suburbs and have amenities like cities. Yet suburbs cannot cross cities with regards to facilities. So, to which category do you belong to? Ask yourself before you choose a neighborhood.

Pleasure activities that you enjoy

What type of entertainment do you like? Movies, walking, sports, travel, tennis, swimming and others are some of the universal leisure activities. If you love these, then you can go in for multi-family community homes.

Commuting distance

Do you like to commute long distances for work or do you prefer your office to be in close proximity? Do you have a car to traverse?

Other things to decide upon

Apart from these parameters, decide whether you want to live in single-family or multi-family homes. Do you like to live in historic communities or new ones? Well historic communities have strict standards and have high property value. But they lack in modern facilities. They will be close to the city center. Whereas, new areas are far from the city and have modern amenities. Determine whether you would like to live in a condo, townhouse or apartment. Would you like to have shops, supermarkets, bars and restaurants in the vicinity of the neighborhood? Prepare a list in which you jot down points on what your present community lacks in? If you are a parent, you will want to go and live in areas with good schools.  Also, carefully ascertain what you don’t want in your new neighborhood. For example: you may love a peaceful neighborhood. This way, you would not like to stay adjoining to the market areas.

Ensure the safety

A small thing such as sidewalks can be very crucial in deciding the safety of the home. When you are walking on the road, you don’t face the risk of getting hit by a speeding vehicle. This is very safe especially for children. Crime rates feature in the safety of a neighborhood. Don’t choose areas with high crime rates.

Determine how the neighborhood can withstand volatile markets

You should check the past history of homes to see if the worth of the home will be maintained in the long run or whether it will grow. You can check the bygone prices of similar properties to confirm how the home can perform in a volatile market.


These are very basic guidelines given by Zack Childress to determine the most suited neighborhood for you.



Zack Childress Social Media Marketing Outlook for Real Estate Agents

Zack Childress Social Media Marketing Outlook for Real Estate Agents

Social media is very well known among most of the people. Many people open out accounts on social media sites like Facebook, Twitter and Pinterest. They actively use social media for various purposes. With the increasing amount of sales and purchases in the real estate sector, real estate agents have to come up with innovative and new methods of marketing their products and in turn themselves. They should leverage the power of social media to do this. In this article, Zack Childress, a real estate investor and master educator, gives social media marketing ideas for real estate agents.

You must put yourself in the shoes of the buyer persona

The buyer persona is your ultimate god. He is going to elevate or demote your business. Many real estate agents do the mistake of promoting themselves on social media by talking about what they do in a monotonous manner. They don’t present it attractively. Instead, put yourself in the shoes of your customer. He is the genie who appears in your dream. Allure him. For example: A seller’s agent instead of saying, “I read the marketing trends, help determine prices and give staging tips” can say: “problems in selling your home? They will become minimal when you tap my office doors. Market research, best price fixations and superb staging tips with real estate agent Sam. Come soon my dear clients to whom I offer the best services”. If you cannot write good content, then engage a creative writer who can write persuasive and captivating content.

You must not instruct

Instructing is a really boring tone for addressing clients. They feel seldom welcome to visit your social media page. Instead, lure them to visit your page. For example: “go to this Face book page” can be substituted by saying ”learn the magnificent secrets of real estate with this Facebook page.”

Use attractive tools

Use photos and videos to grab attention. They must be top quality ones and must reveal the various areas of the home in a best light. A live video showcasing the tour of the home will help to a great extent. If you cannot take fine photographs or capture good videos, then hire a professional photographer and a person specialized in taking video coverage. It is really worth the money.

Know the client’s interests

Before you post something, identify the client’s tastes and interests. Listen to them and then go for posting.

Don’t post meaningless content

Don’t put meaningless posts. They should be avoided. More than half of the posts should be referring to lifestyle guidelines and client’s quarter of interest. The rest must be about your real estate agency and the work you do. If you post just to reach a specific count, your efforts to attract the client base will bombard.


Zack Childress social media marketing outlook for real estate agents provides worthy tips for real estate agents. Real estate brokerage is all about marketing at least 40% of the whole process.


Zack Childress Life Changing Prizes You Could Win At REI Quick Cash Workshop

zack childress at REI quick cash workshop

Zack Childress REI quick cash workshop:

– a program that helps you to create massive real estate fortunes. Offering the most comprehensive and practical knowledge on investment avenues and details like sourcing for the property, getting customers to buy the property,best marketing strategies,getting right with the paperwork, there are a whole lot of other concepts explained in this program. Highly beneficial to newbie’s and real estate practitioners by all means, you could also win life changing prizes in this REI Quick Cash Workshop.

There are several prizes that you could win in this workshop and the first lucky person to be selected can have the benefit of 30 days of unlimited email access, 4 phone calls, 30 minutes each, Access to Zack Childress, support team, 24/7, by this means you will know how he works through deals, and continues to grow his business.

Elucidating every single concept of real estate investing, Zack Childress, the professional mentor can also help you to come across tools and resources that you need to successfully make money as a real estate co-wholesaler. A real estate co-wholesaler does not in fact purchase real estate; in its place they act as an intermediate person connecting people looking for real estate deals with those who can provide those deals. In addition, you will also be able to find several other things like no money down real estate investing strategy and much more.

Sign up for the program without any second thought and make billion dollar profit the right way!



Zack Childress Co-Wholesaling Software Review

Zack Childress Co-Wholesaling Software Review

Investing in real estate with co-wholesaling is an art when done right, it is rewarding at the same time, it is said to bring in a whole lot of risks and loss when done incorrectly.

This way of wholesaling properties by forming a joint venture with other wholesalers is a great strategy to earn quick money, however, nothing great ever came that easy. There involves a lot of complex things in order to be successful in this particular method of making money, but not with Zack Childress co-wholesaling software.

The best part about this software is that it will cut your time spent on bringing in profits in half! Involving 8 modules, the easy to follow techniques is a complete plan for wholesaling your way to financial freedom.

This software comes with everything that you need to keep going with, meaning, this training system comes with documents, spreadsheets, easy to follow call scripts and marketing templates that are aimed at getting you started in the art of wholesaling real estate.

Simply said, your real estate proposals could be made in seconds’, irrespective of the experience you hold in this field whether a novice or an expert, both will find this to be beneficial. Get it now and sign up for Zack Childress other programs to have a bright future in the field of real estate and make money.



Zack Childress reviews- Watch Out for Those Real Estate Scams

Zack Childress reviews- Watch Out for Those Real Estate Scams

Real estate companies regularly receive information on real estate scams from customers who were affected by the scandals or know other people who were victims to the scam. The best tool for shielding yourself against these schemes is to be aware of the fact that they exist and one should put in much caution.

The following things have been brought to the attention of higher officials in real estate:

Scam #1:

There is a purchaser from another country and he calls you to assist him buy one or more posh homes in the area. The person says he is affluent, and he is from an affluent family. Also, he projects an image that money is not a major issue. The person conveys his plan to relocate to the vicinity because he is a surgeon at a hospital in the area. The purchaser in fact makes a visit to the area, arranges for a meeting with you, and claims that he is residing in a nearby luxury hotel. At some juncture, the purchaser heads for the home and the buyer’s relative is desperate requiring your financial help just until the buyer could be reached.

What one can do?

Be cautious that many scams include some person who appears to be desperate to purchase the property. Although you would desire to rescue the person, rely on your instincts and use some common sense. If you are emotionally thinking about the situation, one has to put forth the question, what would the broker do? Then go to the broker or a reliable associate for suggestion. They should put the situation into the proper perspective. If one suspects that buyer and his family are scammers, endeavor to document as much information as possible and report the scenario to higher authorities.

Scam #2:

There are property listings that are fraudulently posted on websites. During such an instance, customers were encouraged to send money to an account in exchange for real contract or keys.

What one can do?

You have to visit the website time and again to assure that the listings are not being advertised against law by unauthorized individuals.

Assist in educating the customers on the Do’s and Don’ts if transaction over the net.

        • You have to set up a Google Alert on the addresses of the listings to watch out for the internet postings related to the properties.
        • If you find any fraudulent postings, post a complaint.
        • Coordinating with ongoing efforts by the FBI, report the fraudulent postings to the necessary websites and ask them to remove it immediately.
        • In case you find fraudulent postings on, forward the property link from that site to Real comp. They will ensure that the listings are removed.

Scam #3:

A wealthy purchaser, from abroad, approaches you regarding acquiring a luxury home. The purchaser may even meet with you or a local buyer’s agent before going home. The buyer implies that he will make cash payment and they request quick closing of the deal. The purchaser may furnish copies of foreign bank statements that reveal sufficient funds for the purchase of the property. However, a proper wire transfer never occurs. But, as a matter of fact, the buyer requests to retain the keys before the closing of the deal.

What one can do?

Take the necessary steps to assure that the person is legal, follow the normal methods established by the broker, do not make exceptions to the process.

Scam #4:

The scammers make an arrangement to observe the listed properties. During the showings, they will test opening and closing windows and doors, and in fact leaving one among the entries unlocked. Then, they return to the property to rob you off the appliances.

What one can do?

Make sure that all the windows and doors are locked before you leave a showing even if it looks like a buyer has already done that. Also, have in mind that MLS subscribers should never reveal lockbox codes to any other person than MLS subscribers.

Zack Childress, real estate investor and multifaceted real estate kingpin has staged a number of seminars regarding the existing real estate scenario. One could listen to his seminars to be aware of the real estate scams.


Zack Childress Reviews – Choosing Between Renting or Owning and Advantages of Renting a House

Zack Childress Reviews - Choosing Between Renting or Owning and Advantages of Renting a House

You might be new to the world of real estate, and you might be looking for a new residence. There is a lingering question about whether you have to buy or rent. Let us go for a brief discussion on renting or owning a property to get a clear picture.

Aspects that need to be considered

There are many aspects to take into account before deciding if it is conducive to own or rent a property. The decision will influence an individual’s lifestyle also. One has to consider different aspects – the location that one is in, the financial stand, and the market trends in the vicinity. One has to have a clear idea regarding what the future holds.

Making a decision regarding owning or renting is unique to a person’s circumstances. The US realty market is large and very diverse. A certain aspect may make sense in one area, but not the other. So, how does one arrive at a decision regarding owning or renting? Generally, from the standpoint of realty, it is advisable to retain at least one property and source of income, even if one is renting out somewhere else.

The Plus Points in renting

    • The Flexibility:

The first advantage in renting is the flexibility. This is more important if you are the kind of person who moves around frequently. It might be that you are relocating for a job, or you want to have experience living in different cities. Moving around is much easier, consumes less time, and is less costly when one is purchasing a home. But, it is cumbersome if one owns a house, disposing of it is also much more difficult.

One might be pushed to selling the house for a lower price when it comes to quick sales. Other features of flexibility include different investing options, the added time you gain from not having to manage different kinds of properties. Consider the option when you raise a question as to whether it is better to rent or own.

    • Is renting really cheaper?

Particularly, if prices of homes are affordable, it is affordable to rent than purchase. With prices of the home having a steep hike, it is not a surprise that many people opt to rent. In the shorter run, this might make some sense, but when home prices rise, rents will also rise. When it is cheaper to rent now, in the longer run, it is advisable to purchase a house.

    • There is less hindrance

As a resident, you do not need to worry about problems like repairs, maintenance, and renovation. That is the responsibility of the landlord. It also implies that you should not incur additional monthly expenses to the rent. Resultantly, there is some kind of financial predictability when it comes to renting. Adding up to the mortgage and rent payments, one might have to pay for repairs, maintenance, and renovation. It is a big headache that the tenant never has to deal with.

    • Less risk:

When making the decision regarding owning or renting, it is very important to make out the risk factor. And renting a property is less risky than owning a property. Particularly, when one is renting a property, he or she should steer clear of fluctuations of realty market and the financial fluctuations. It means that there is no possibility of loss. Steep fall in home values will not prove a hindrance if you do not retain the property.

So, finally, is it better to be the owner of a house or a renter? There is no particular answer to this question. It entirely depends on your standpoint as an investor. You have to evaluate and weigh the pros and cons. The advice at the end of the article is that one should buy at least one property as a realty investor. This is what the entire business is all about.

Zack Childress is a real estate professional helping aspiring realtors to be successful with his teachings like real estate principles, markets, and finance. His seminars and boot camps are a blessing to people who wanted to stamp their mark in the industry. To learn more about the intricate concepts of real estate, do follow him on social media and stay connected to this real estate connoisseur.